Hurricane Harvey to Make Landfall in Texas; Heavy Winds and Extensive Flooding Likely

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Hurricane-Harvey - Texas USA Warning
Hurricane-Harvey - Texas USA Warning
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Hurricane Harvey to Make Landfall in Texas; Heavy Winds and Extensive Flooding Likely

I.I.I. Spokespeople Available This Weekend to Discuss Insurance Industry Response and Provide Claims Filing Tips for Consumers

 

NEW YORK, Aug. 25, 2017 /PRNewswire-USNewswire/ — Hurricane Harvey is barreling toward the central coast of Texas, and could make landfall as a major hurricane (Category 3 or higher)—the first in a dozen years. Insurance Information Institute (I.I.I.) subject matter experts will be available this weekend to assist reporters with questions on insurance coverage, the insurance industry’s disaster response and steps consumers can take following the storm.

“Harvey is the third Atlantic hurricane to form since August 9,” said Dr. Phillip J. Klotzbach, meteorologist in the Department of Atmospheric Science at Colorado State University (CSU) and a nonresident scholar with the I.I.I. “In only two other years since 1900 have three hurricanes formed between August 9 and August 24: 1969 and 1995,” he noted.

“The insurance industry is on the ground, ready to help citizens rebuild in the wake of any damage arising from Hurricane Harvey,” said I.I.I. CEO Sean Kevelighan. “We urge anyone in the path of the storm to listen to local authorities, while also doing what is needed to prepare, such as reinforcing windows with shutters and taking a home inventory, if time permits. If you have to evacuate, bring your financial documents, including your insurance policy, so you can start the claims process once the storm has passed,” said Kevelighan. “Keep in mind, the more prepared you are, the greater the potential to be more resilient and withstand damage.”

Texas Landfalling Major Hurricanes (Cat. 3 Or Greater) 1851-2016*

Year Month Day Name Landfall
Wind (Kts)
Landfall
Pressure (mb)
Saffir-Simpson
Category
1875 9 16 First Indianola 100 955 3
1886 8 20 Indianola 130 925 4
1900 9 9 Galveston 120 936 4
1909 7 21 Velasco 100 959 3
1915 8 17 Galveston 115 940 4
1916 8 18 1916 Texas Hurricane 115 932 4
1919 9 14 Florida Keys 100 950 3
1932 8 14 Freeport 130 935 4
1933 9 5 Cuba-Brownsville 110 940 3
1941 9 23 1941 Texas Hurricane 110 942 3
1942 8 30 Matagorda 100 950 3
1945 8 27 1945 Texas Hurricane 100 963 3
1961 9 11 Carla 125 931 4
1967 9 20 Beulah 110 950 3
1970 8 3 Celia 110 945 3
1980 8 10 Allen 100 945 3
1983 8 18 Alicia 100 962 3
1999 8 23 Bret 100 951 3

*The chart does not include Hurricane Ike in 2008, which was a Category 2 storm, nor Tropical Storm Allison in 2001, which caused extreme flooding.

Source: Dr. Phillip Klotzbach, Colorado State University.

Wind damage from tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage is excluded under standard home and business policies. Separate flood coverage can be purchased from FEMA’s National Flood Insurance Program (NFIP) and some private insurers.

Damage to cars from tropical storms and hurricanes is covered under the optional comprehensive coverage available with a standard auto insurance policy. Nearly four out of five drivers choose to purchase comprehensive coverage. Comprehensive coverage for automobiles includes wind damage, flooding and damage from falling objects, such as tree limbs.

As Hurricane Harvey prepares to make landfall, the number one priority is public safety. Heeding evacuation orders is imperative. The I.I.I. recommends that Texans recall the lessons from Hurricane Ike in 2008. Not only can high winds be deadly; storm surge is also a serious threat to human life. Residents near coastal areas and inland bodies of water should have a plan for evacuating from flood-prone areas—and be ready to put that plan into action.

About Post Author

Suman Munshi

Founder Editor of IBG NEWS (15/Mar/2012- 09/Aug/2018). Recipient of Udar Akash Rokeya Shakhawat Hossain Award 2018. National Geographic & Canon Wild Clicks 2011 jury and public poll winner. Studied Post Graduate Advance Dip in Computer Sc., MBA IT,LIMS (USA & Australia), GxP(USA & UK),BA (Sociology) Dip in Journalism (Ireland), Diploma in Vedic Astrology, Numerology, Palmistry, Vastu Shastra & Feng Sui 25 years in the digital & IT industry with Global MNCs' worked & traveled in USA, UK, Europe, Singapore, Australia, Bangladesh & many other countries. Education and Training advance management and R&D Technology from India, USA, UK, Australia. Over 30 Certification from Global leaders in R&D and Education. Computer Science Teacher, IT & LIMS expert with a wide fan following in his community. General Secretary West Bengal State Committee of All Indian Reporter’s Association
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