Plying motor vehicles without valid motor third-party insurance is a punishable offense

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Plying motor vehicles without valid motor third-party insurance is a punishable offence

By PIB Delhi

Section 146 of the Motor Vehicles Act, 1988 requires motor vehicles plying on Indian roads to compulsorily have an insurance policy covering third party risks.

In addition to being a legal requirement, having a motor third party insurance cover is an important aspect of being a responsible road user as it provides support to victims in case of accidents or damages.

Those who drive or allow an uninsured vehicle to be driven without a valid motor third-party insurance are liable to be punished, including imprisonment, for violation of the law.

Such offenders are punishable under section 196 of the Motor Vehicles Act, 1988:

  • First offence: imprisonment up to three months, or a fine of Rs. 2,000 or both;
  • Subsequent offence: imprisonment up to three months, or fine of Rs. 4,000 or both.

Vehicle owners need to check the status of motor third-party insurance of their respective motor vehicles and obtain/renew their insurance at the earliest, if not done already.

The aforementioned penalty provisions shall be imposed by the enforcement officials on those vehicles which are found to be plying without a valid motor third party insurance cover.

About Post Author

Editor Desk

Antara Tripathy M.Sc., B.Ed. by qualification and bring 15 years of media reporting experience.. Coverred many illustarted events like, G20, ICC,MCCI,British High Commission, Bangladesh etc. She took over from the founder Editor of IBG NEWS Suman Munshi (15/Mar/2012- 09/Aug/2018 and October 2020 to 13 June 2023).
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